Fiduciaries of 401( k) and other defined-contribution retirement plans must carefully vet and consider all aspects of private offerings, including investment managers ' capabilities, experiences, and effectiveness managing alternative asset investments to protect the Americans whose retirement accounts they administer.
The Bottom Line for Fiduciaries
Fiduciaries of 401( k) and other definedcontribution retirement plans must carefully vet and consider all aspects of private offerings, including investment managers ' capabilities, experiences, and effectiveness managing alternative asset investments to protect the Americans whose retirement accounts they administer( The Block). Despite regulatory changes encouraging alternative assets, the fundamental fiduciary obligation to act prudently and in participants ' best interests remains unchanged.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
Sources:
1. NPR- " Private equity and crypto could be heading for your 401( k). Here ' s what to know "( August 16, 2025)
2. Morgan Lewis- " Crypto, Private Equity, and Real Estate in Your 401( k)? Latest Executive Order Could Redefine Retirement Investing "( August 8, 2025)
3. Holland & Knight- " Executive Order Calls for More Access to Retirement Plan Alternative Asset Investment Options "( 2025)
4. Anderson Insights- " Private Equity and Crypto in 401( k) Plans: What the New Executive Order Could Mean Under ERISA "( August 16, 2025)
5. 401( k) Specialist Magazine- " Lawmakers Press DOL, SEC on Crypto Exposure in 401( k) s "( October 2025)
6. Bloomberg Law- " Crypto and Private Equity Won ' t Make Your 401( k) Great Again " by Sean Anderson and Robert Lawless( September 8, 2025)
7. Qz. com- " Trump to allow cryptocurrency, private equity in 401( k) s "( August 7, 2025)
8. The White House- " Democratizing Access to Alternative Assets for 401( K) Investors " Executive Order( August 7, 2025)
Content is created in full or part by Claude at the request of David B. Wentz, J. D., LUTCF
David B. Wentz offers products and services using the following business names: Tax Favored Benefits, Inc. – Insurance and Financial Services | Ameritas Investment Company, LLC( AIC), Member FINRA / SIPC – Securities and Investments | TFB Advisors, LLC or Ameritas Advisory Services( AAS) – Investment Advisory Services. AIC and AAS are not affiliated with Tax Favored Benefits, Inc. or TFB Advisors, LLC. EDM
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WINTER 2025 • EQUIPMENT DEALER MAGAZINE 37